PREDICTIVE POWER OF PARAMETERS INFLUENCING BORROWING BY MSMES . IITM Journal of Business Studies, [S. l.], v. 10, n. 1, p. 347–361, 2024. Disponível em: https://journalsiitmjp.com/index.php/iitmjbs/article/view/65.. Acesso em: 4 apr. 2025.